If you’re opening a UK business account, the Tide referral code [Q2BPEB] allows new customers to earn a £100 cash bonus when they open a Tide Business Banking account and complete the qualifying card spend. Tide is a leading UK digital business banking platform built for sole traders, freelancers, and limited companies, with no monthly fees on its standard account.
bonus
in 6-8 weeks of funding your account with minimum £500
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To get the £100 Tide referral bonus in 2026, download the Tide app and apply for a Tide Business Current Account as a new UK customer. During the application process, enter the Tide referral code [Q2BPEB] when prompted. After your account is approved, you must spend at least £500 using your Tide debit card within 90 days of opening the account.
Eligible card spend excludes ATM withdrawals, gambling transactions, and reversed or refunded payments. Once the £500 spend requirement is met, Tide typically credits the £100 cash bonus to your business account within up to 8 weeks.
Referral Code: [Q2BPEB]
You must enter this code during the Tide account application (or within the allowed post-signup window) to qualify for the £100 referral reward.
The Tide referral bonus is available to new UK customers only and may be changed or withdrawn by Tide at any time.
The Tide Refer a Friend programme rewards both the new customer and the referrer with £100 each when a new Tide Business Banking account is opened using a valid referral code and the qualifying spend is completed.
Key points about how Tide referrals work:
This system helps Tide ensure that referral rewards are issued only to genuine, active business accounts.
Download the Tide app from the App Store or Google Play.
Apply as a sole trader, freelancer, or limited company director. The application usually takes around 10 minutes.
When prompted during the application, enter the Tide referral code:
[Q2BPEB]
Verify your identity and business details through Tide’s in-app checks.
Use your Tide debit card for eligible business purchases totalling £500 or more within the first 90 days.
Once the spend requirement is met, Tide pays the £100 referral bonus directly into your Tide business account, usually within up to 8 weeks.
To qualify for the £100 Tide referral bonus, you must meet all of the following conditions:
| Requirement | Details |
|---|---|
| Customer status | New Tide customers only |
| Previous accounts | Must not already hold a Tide account |
| Location | UK resident |
| Age | 18 years or older |
| Business type | Sole traders, freelancers, or limited companies |
| Spend requirement | £500 card spend within 90 days |
Tide is designed specifically for UK freelancers, contractors, startups, and SMEs.
The standard Tide Business Banking account has no monthly subscription, helping keep costs low.
Track expenses, send invoices, and manage cash flow directly from the Tide app.
Customer funds are safeguarded through ClearBank, a UK-regulated bank, with FSCS-eligible protection where applicable.
Yes. The £100 is paid as cash into your Tide business account and can be spent or withdrawn like any other funds.
No. You need to spend £500 in total, which can be across multiple business transactions.
Yes. Eligible card payments made via Apple Pay or Google Pay count toward the £500 spend requirement.
The referral bonus is usually paid within up to 8 weeks after the £500 spend requirement is completed.
In some cases, Tide allows referral codes to be added shortly after account opening via the app or in-app chat, but it’s safest to enter [Q2BPEB] during sign-up.
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