Interactive Investor Referral Discount Code 2026: Get 1 Year of Fee-Free Investing

Open an Interactive Investor (ii) account using a verified referral link and receive 12 months with £0 monthly account fees. Depending on the plan you choose, this is worth up to £155.88 in savings and is one of the most valuable referral offers available for UK investors in 2026. 

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Interactive Investor Referral Offer – Quick Facts 2026

• Reward: 12 months with no monthly subscription fees 
• Maximum Saving: Up to £155.88 
• Eligible Accounts: Trading Account, Stocks & Shares ISA, SIPP 
• Minimum Funding Requirement: £5,000 (cash or transfers) 
• When Fee-Free Year Starts: After the £5,000 threshold is met 
• Trading Fees: Still apply (£3.99 per UK/US trade) 
• Eligibility: New Interactive Investor customers only 

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How to Claim the Interactive Investor Referral Reward? 

To get one year of fee-free investing with Interactive Investor in 2026, you must sign up using a valid referral link and open an eligible account, such as a Trading Account, Stocks & Shares ISA, or SIPP. Once you deposit or transfer at least £5,000 within the first 12 months, ii will waive your monthly subscription fees for the following year. Trading fees are not included and continue to apply. 

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Active Interactive Investor Referral Link (Verified) 

Referral Link Status: Active & Verified for 2026
Reward: 12 Months with £0 Account Fees 

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How the Interactive Investor Referral Program Works in 2026

Interactive Investor operates on a flat-fee pricing model, rather than charging a percentage of your portfolio. The referral offer temporarily removes these monthly fees once you meet the funding requirement. 

How the “No Fees for a Year” Offer Is Applied

• You open an account via a referral link 
• You fund or transfer at least £5,000 (lump sum or cumulative) 
• ii detects the qualifying balance 
• Monthly subscription fees are waived for 12 months 

The fee-free period typically starts shortly after the funding criteria are met, not from the initial sign-up date.  

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Interactive Investor Plans & Annual Savings

By using a referral link, you can bypass the following monthly fees for one year: 

Investor Essentials

• Monthly Fee: £4.99 
• Annual Saving: £59.88 

Investor Plan

• Monthly Fee: £11.99 
• Annual Saving: £143.88 

Pension Builder (SIPP)

• Monthly Fee: £12.99 
• Annual Saving: £155.88 

Savings are based on current pricing and may change. 

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Step-by-Step Guide: Activating Your Fee-Free Year

Step 1: Click a Verified Referral Link

You must start your application through a valid 2026 referral link. Signing up directly on ii.co.uk will not trigger the reward. 

Step 2: Choose Your Account Type

Select a Trading Account, Stocks & Shares ISA, or SIPP, depending on your investment goals. 

Step 3: Meet the £5,000 Funding Requirement

Deposit cash or transfer existing investments. The £5,000 can be added all at once or gradually over 12 months. 

Step 4: Fee Waiver Is Applied

Once ii confirms the qualifying balance, your monthly subscription fees are set to £0 for the next 12 months.  

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Frequently Asked Questions (2026)

Does the £5,000 need to stay in the account permanently?

No. You need to meet the funding requirement to trigger the offer, but withdrawing funds later may affect account suitability. 

Can I invest the £5,000 straight away?

Yes. You can invest immediately or leave it as cash. 

Do trading fees still apply during the fee-free year?

Yes. The referral removes monthly subscription fees only. Standard trading fees (£3.99 per trade) still apply. 

What happens after the 12-month fee-free period ends?

Standard monthly fees resume unless you change or close your account. 

Can existing ii customers use a referral code?

No. The referral offer is available to new customers only. 

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Why Trust This Interactive Investor Referral Guide?  

• Focuses on flat-fee investing platforms 
• Explains eligibility and edge cases clearly 
• Uses verified, active referral links only