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Referral Discount
£ 100
bonus
When will You Receive It?
in 6-8 weeks of funding your account with minimum £500
Referral Code / Link
Follow the link: https://tide.onelink.me/EQRn?af_ios_url=https%3A%2F%2Fwww.tide.co%2F&af_web_dp=https%3A%2F%2Fweb.tide.co%2Fsign-up&af_xp=referral&pid=User_invite&c=refer_a_friend&deep_link_value=co.tide.universal%3A%2F%2Fonboarding%2Fapply-referral-code&deep_link_sub1=Q2BPEB&code=Q2BPEB
or click on button below
Last verified on 5 January 2026
Tide Referral Discount Code 2026: Get £100 Free with Tide Business Banking (UK)
If you’re opening a UK business account, the Tide referral code [Q2BPEB] allows new customers to earn a £100 cash bonus when they open a Tide Business Banking account and complete the qualifying card spend. Tide is a leading UK digital business banking platform built for sole traders, freelancers, and limited companies, with no monthly fees on its standard account.
Quick Answer: How to Get the £100 Tide Referral Bonus (2026)
To get the £100 Tide referral bonus in 2026, download the Tide app and apply for a Tide Business Current Account as a new UK customer. During the application process, enter the Tide referral code [Q2BPEB] when prompted. After your account is approved, you must spend at least £500 using your Tide debit card within 90 days of opening the account.
Eligible card spend excludes ATM withdrawals, gambling transactions, and reversed or refunded payments. Once the £500 spend requirement is met, Tide typically credits the £100 cash bonus to your business account within up to 8 weeks.
Tide Referral Code – £100 Bonus
Referral Code: [Q2BPEB]
You must enter this code during the Tide account application (or within the allowed post-signup window) to qualify for the £100 referral reward.
The Tide referral bonus is available to new UK customers only and may be changed or withdrawn by Tide at any time.
What Is the Tide Referral Program?
The Tide Refer a Friend programme rewards both the new customer and the referrer with £100 each when a new Tide Business Banking account is opened using a valid referral code and the qualifying spend is completed.
Key points about how Tide referrals work:
- Tide does not use public referral links
- Each referral code is unique and generated inside the Tide app
- The code [Q2BPEB] must be entered during sign-up
- The bonus is paid only after £500 of eligible card spend
This system helps Tide ensure that referral rewards are issued only to genuine, active business accounts.
How to Claim Your £100 Tide Referral Bonus?
Step 1: Download the Tide App
Download the Tide app from the App Store or Google Play.
Step 2: Apply for a Tide Business Account
Apply as a sole trader, freelancer, or limited company director. The application usually takes around 10 minutes.
Step 3: Enter the Referral Code
When prompted during the application, enter the Tide referral code:
[Q2BPEB]
Step 4: Complete Identity & Business Verification
Verify your identity and business details through Tide’s in-app checks.
Step 5: Spend £500 Within 90 Days
Use your Tide debit card for eligible business purchases totalling £500 or more within the first 90 days.
Step 6: Receive Your £100 Cash Bonus
Once the spend requirement is met, Tide pays the £100 referral bonus directly into your Tide business account, usually within up to 8 weeks.
Tide Referral Code Eligibility Requirements (2026)
To qualify for the £100 Tide referral bonus, you must meet all of the following conditions:
| Requirement | Details |
|---|---|
| Customer status | New Tide customers only |
| Previous accounts | Must not already hold a Tide account |
| Location | UK resident |
| Age | 18 years or older |
| Business type | Sole traders, freelancers, or limited companies |
| Spend requirement | £500 card spend within 90 days |
Why Choose Tide Business Banking?
Built for UK Small Businesses
Tide is designed specifically for UK freelancers, contractors, startups, and SMEs.
No Monthly Fees
The standard Tide Business Banking account has no monthly subscription, helping keep costs low.
Built-In Business Tools
Track expenses, send invoices, and manage cash flow directly from the Tide app.
Secure UK Banking Infrastructure
Customer funds are safeguarded through ClearBank, a UK-regulated bank, with FSCS-eligible protection where applicable.
Frequently Asked Questions (2026)
Is the £100 Tide referral bonus real money?
Yes. The £100 is paid as cash into your Tide business account and can be spent or withdrawn like any other funds.
Do I need to spend £100 to get £100?
No. You need to spend £500 in total, which can be across multiple business transactions.
Do Apple Pay or Google Pay payments count?
Yes. Eligible card payments made via Apple Pay or Google Pay count toward the £500 spend requirement.
How long does it take to receive the bonus?
The referral bonus is usually paid within up to 8 weeks after the £500 spend requirement is completed.
Can I add the referral code after signing up?
In some cases, Tide allows referral codes to be added shortly after account opening via the app or in-app chat, but it’s safest to enter [Q2BPEB] during sign-up.
