Interactive Investor
No fees for a year

Interactive Investor Referral Discount Code 2026: Get 1 Year of Fee-Free Investing

Open an Interactive Investor (ii) account using a verified referral link and receive 12 months with £0 monthly account fees. Depending on the plan you choose, this is worth up to £155.88 in savings and is one of the most valuable referral offers available for UK investors in 2026. 

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Interactive Investor Referral Offer – Quick Facts 2026

  • Reward: 12 months with no monthly subscription fees 
  • Maximum Saving: Up to £155.88 
  • Eligible Accounts: Trading Account, Stocks & Shares ISA, SIPP 
  • Minimum Funding Requirement: £5,000 (cash or transfers) 
  • When Fee-Free Year Starts: After the £5,000 threshold is met 
  • Trading Fees: Still apply (£3.99 per UK/US trade) 
  • Eligibility: New Interactive Investor customers only 

How to Claim the Interactive Investor Referral Reward? 

To get one year of fee-free investing with Interactive Investor in 2026, you must sign up using a valid referral link and open an eligible account, such as a Trading Account, Stocks & Shares ISA, or SIPP. Once you deposit or transfer at least £5,000 within the first 12 months, ii will waive your monthly subscription fees for the following year. Trading fees are not included and continue to apply. 


Active Interactive Investor Referral Link (Verified) 

Referral Link Status: Active & Verified for 2026
Reward: 12 Months with £0 Account Fees 


How the Interactive Investor Referral Program Works in 2026

Interactive Investor operates on a flat-fee pricing model, rather than charging a percentage of your portfolio. The referral offer temporarily removes these monthly fees once you meet the funding requirement. 

How the “No Fees for a Year” Offer Is Applied

  • You open an account via a referral link 
  • You fund or transfer at least £5,000 (lump sum or cumulative) 
  • ii detects the qualifying balance 
  • Monthly subscription fees are waived for 12 months 

The fee-free period typically starts shortly after the funding criteria are met, not from the initial sign-up date.  


Interactive Investor Plans & Annual Savings

By using a referral link, you can bypass the following monthly fees for one year: 

Investor Essentials

  • Monthly Fee: £4.99 
  • Annual Saving: £59.88 

Investor Plan

  • Monthly Fee: £11.99 
  • Annual Saving: £143.88 

Pension Builder (SIPP)

  • Monthly Fee: £12.99 
  • Annual Saving: £155.88 

Savings are based on current pricing and may change. 


Step-by-Step Guide: Activating Your Fee-Free Year

Step 1: Click a Verified Referral Link

You must start your application through a valid 2026 referral link. Signing up directly on ii.co.uk will not trigger the reward. 

Step 2: Choose Your Account Type

Select a Trading AccountStocks & Shares ISA, or SIPP, depending on your investment goals. 

Step 3: Meet the £5,000 Funding Requirement

Deposit cash or transfer existing investments. The £5,000 can be added all at once or gradually over 12 months. 

Step 4: Fee Waiver Is Applied

Once ii confirms the qualifying balance, your monthly subscription fees are set to £0 for the next 12 months.  


Frequently Asked Questions (2026)

Does the £5,000 need to stay in the account permanently?

No. You need to meet the funding requirement to trigger the offer, but withdrawing funds later may affect account suitability. 

Can I invest the £5,000 straight away?

Yes. You can invest immediately or leave it as cash. 

Do trading fees still apply during the fee-free year?

Yes. The referral removes monthly subscription fees only. Standard trading fees (£3.99 per trade) still apply. 

What happens after the 12-month fee-free period ends?

Standard monthly fees resume unless you change or close your account. 

Can existing ii customers use a referral code?

No. The referral offer is available to new customers only. 


Why Trust This Interactive Investor Referral Guide?  

  • Focuses on flat-fee investing platforms 
  • Explains eligibility and edge cases clearly 
  • Uses verified, active referral links only