Fidelity £100 Offer Details — Verified 15 June 2026
New UK customers can secure a £100 Amazon Gift Card by using a verified Fidelity referral link and depositing a minimum lump sum of £5,000 into a new eligible investment account within 12 months of registration, making this one of the most accessible sign-up bonuses in the UK investment platform market. This incentive is designed to reward new investors who choose Fidelity for their portfolio management and long-term wealth building. The reward is delivered electronically via the Mention-Me platform, which handles Fidelity's official "Refer-a-Friend" programme and ensures secure, transparent processing of all referral transactions.
| Offer Element |
Verified Details |
| Reward Value |
£100 |
| Reward Type |
Amazon.co.uk Gift Card |
| Qualifying Accounts |
Stocks & Shares ISA, SIPP, General Investment Account (GIA) |
| Minimum Deposit (Lump Sum) |
£5,000 |
| Deposit Type |
New Money (Cash Only — Not In Specie Transfers) |
| Geographic Scope |
United Kingdom Residents Only (18+) |
| Reward Delivery Timeline |
90–120 Days After Qualifying Deposit |
| Verification Date |
15 June 2026 |
To qualify for the bonus, you must be a completely new customer to Fidelity International, defined as someone who has not held an active Fidelity account within the previous 12 months. The reward mechanism requires you to access the offer through the official referral portal before proceeding to the main Fidelity website to open your account. This step is critical because the Mention-Me platform uses secure tracking to ensure that the referral is correctly attributed to both the referrer and the new customer, preventing common issues that occur with cookie-based affiliate systems. It is essential to note that the £5,000 must be a "new money" deposit; transfers of existing assets from other providers do not contribute toward the qualifying threshold for this specific referral incentive. Once the account is funded and validated by Fidelity, your reward will typically be dispatched via email within a 90 to 120-day window, allowing time for compliance checks and account settlement.
The link mechanic for this offer directs you through the Mention-Me portal, where you register your email address to "lock in" your eligibility before being redirected to the Fidelity application form. This process ensures that the referral is correctly attributed and prevents common tracking issues. When you click the verified link on this page, you are taken to a secure landing page where you enter your email. This registration step is mandatory—simply visiting the Fidelity homepage directly will not trigger the £100 bonus tracking. After registering your email, you will be redirected to the official Fidelity website to complete your application and make your deposit.
UseMyCode Tip: To ensure your £100 reward is tracked correctly, disable any active ad-blockers, tracking prevention features, or "Do Not Track" browser settings before clicking the referral link, as these can interfere with the Mention-Me validation process and cause the offer to fail to register.
How to Get £100 Off Fidelity 2026: Step-by-Step Redemption Guide
Claiming your £100 Fidelity reward requires following a specific sequence to ensure the Mention-Me tracking system identifies you as a referred customer, a process that usually takes less than 10 minutes to initiate from start to account application. By following this guide carefully, you ensure that your application meets all the technical and financial criteria required by Fidelity International and that your reward will be processed without delays or rejections.
- Access the Verified Referral Link: Click the referral link provided on this page to be directed to the Mention-Me secure landing page. This step is mandatory because simply visiting the Fidelity homepage directly will not trigger the £100 bonus tracking system. The link will take you to an encrypted portal managed by Mention-Me, Fidelity's official referral partner.
- Register Your Email Address: Enter your primary email address into the Mention-Me registration box to confirm your interest in the offer and lock in your eligibility. This email must match the one you intend to use for your Fidelity account application to avoid reconciliation errors or reward rejection. After submitting your email, you will receive a confirmation that the referral has been registered.
- Redirect to Fidelity's Secure Website: Once your email is registered with Mention-Me, click the "Visit Site" or "Shop Now" button to be automatically redirected to the official Fidelity International UK website. The system will drop a secure tracking cookie in your browser to maintain the referral connection during your application. Keep this browser session open throughout your application to preserve the referral attribution.
- Select Your Investment Account Type: Choose between a Stocks & Shares ISA (individual savings account with tax-free growth), a Self-Invested Personal Pension (SIPP, for retirement planning), or a General Investment Account (GIA, for taxable investing). Ensure you read the specific terms and conditions for each account type, as the £5,000 funding requirement applies regardless of which eligible account you choose. Different account types have different annual contribution limits and tax treatment, so choose the one that best suits your financial goals.
- Deposit Your £5,000 Lump Sum: Fund your new account with a single deposit of at least £5,000 within the first 12 months of registration. Remember that this must be a cash contribution from your bank account and not an "In Specie" transfer of shares, funds, or assets from another provider. In Specie transfers are explicitly excluded from this referral promotion. Your deposit must clear into the Fidelity account before the validation period begins.
- Maintain Your Account in Good Standing: Keep your account active and funded for at least 12 months from your initial deposit. Fidelity will monitor the account status throughout this period, and as long as the criteria are met and your account remains open, the £100 Amazon Gift Card will be emailed to you within approximately 120 days of the initial deposit clearing. Do not close or materially reduce the balance of your account during this holding period, as this may trigger a reward clawback.
Troubleshooting: What to Do If the Link Does Not Work
- Clear Browser Cookies and Cache: If you have visited Fidelity previously, existing cookies may block the new referral link; clear your cache, cookies, and browsing history, then try accessing the link again in a fresh browser tab or private window.
- Verify Your Eligibility Status: Ensure you are a UK resident aged 18 or over and have not held a Fidelity account in the past 12 months, as this offer is strictly for new customers only. Check that you are not excluded from the offer due to previous applications or account closures.
- Disable Privacy and Security Extensions: Browser extensions like uBlock Origin, Ghostery, or built-in tracking prevention (in Firefox or Edge) may block the Mention-Me tracking script. Temporarily disable these extensions while registering and creating your account, then re-enable them afterward.
- Confirm Your Account Type Eligibility: Double-check that you are opening an eligible account type such as a Stocks & Shares ISA, SIPP, or GIA. Junior ISAs, Cash ISAs, and corporate or institutional accounts are typically excluded from this specific referral promotion and will not qualify for the £100 bonus.
- Contact Support if Tracking Fails: If the link fails to load or you suspect the tracking has not been activated, contact Fidelity Customer Support or Mention-Me directly before completing your deposit. Mention-Me's support team can manually verify your referral status and reactivate tracking if necessary.
UseMyCode Recommendation: After entering your email on the Mention-Me landing page, take a screenshot of the confirmation page showing your registered email and the Mention-Me reference number. Save this as evidence should any tracking issues arise during the 120-day validation period. This proof can speed up resolution if the reward fails to credit.
How Much Can You Save with Fidelity? Complete Savings Breakdown 2026
The total savings potential using the Fidelity referral offer is valued at exactly £100 via an Amazon Gift Card, which effectively represents a 2% instant return on the minimum qualifying investment of £5,000, making it one of the highest "guaranteed" rewards available in the current UK investment market for this deposit threshold. While Fidelity does not offer traditional discounts on platform fees through this programme, the gift card serves as a significant cash-equivalent incentive for new users entering the UK investment space and choosing Fidelity as their long-term platform.
| Initial Deposit |
Referral Bonus |
Effective Cashback % |
Annual Platform Fee (Est. 0.35%) |
Net Benefit Year 1 |
| £5,000 (Minimum) |
£100 |
2.00% |
£17.50 |
£82.50 |
| £10,000 |
£100 |
1.00% |
£35.00 |
£65.00 |
| £20,000 (ISA Annual Limit) |
£100 |
0.50% |
£70.00 |
£30.00 |
| £50,000+ |
£100 |
0.20% or less |
£175.00+ |
Varies by fund performance |
When looking at the broader UK investment market context, a £100 sign-up bonus is highly competitive for the retail investment sector. Most major UK platforms either offer no sign-up incentive, require significantly higher transfer values (often £20,000 or more), or provide random free-share giveaways with minimal guaranteed value. By providing a £100 gift card for a £5,000 lump sum, Fidelity's offer is particularly accessible for those starting their investment journey or consolidating a portion of their savings into a tax-efficient wrapper. For a basic-rate taxpayer (20% tax band), the tax savings on dividends and capital gains within a Fidelity ISA—combined with the referral bonus—can significantly outperform standard savings accounts over the long term.
The total potential value from this offer extends beyond the £100 gift card itself. When you invest through a Fidelity ISA or SIPP, you benefit from government-backed tax efficiency: ISA growth is entirely tax-free, and SIPP contributions receive tax relief up to your annual earnings. Over 10 years, these tax benefits could equate to several thousands of pounds in savings, depending on your fund performance and tax bracket. This makes the referral code an excellent "head start" incentive for those committed to a 12-month minimum investment horizon and long-term wealth building.
Stacking the £100 Bonus with Other Fidelity Promotions
Based on our editorial review, you should confirm stacking rules with Fidelity at the time of sign-up, as promotional mechanics can vary by account type and campaign season. Generally, the Mention-Me referral bonus is a standalone promotion and may not be compatible with other "cashback" sites, exclusive transfer-in offers, or third-party affiliate schemes. However, it does not interfere with the standard tax benefits provided by the UK government for ISA and SIPP accounts—you will receive both the £100 gift card and the full tax-free growth within your ISA. To maximise your overall value, consider these proven strategies: fund your ISA to the full £20,000 annual limit to maximise tax-free growth; use the £100 gift card for essential purchases to offset your investment capital and preserve cash flow; choose low-cost index funds and ETFs to minimise platform leakage and fees; and ensure you remain invested for the full 12 months to avoid any reward clawbacks or forfeiture clauses.
Fidelity Review 2026: Is It Worth It for UK Customers?
Fidelity International is a massive global financial services corporation that provides investment management, brokerage, and retirement services to millions of customers across the UK and Europe, operating with FCA regulation and institutional-grade compliance standards. In the UK market, Fidelity is known for its robust platform infrastructure, extensive fund selection (over 4,000 options including funds, shares, and ETFs), and competitive fee structure for those with larger portfolios. The referral programme is an extension of their strategic commitment to growth in the UK's retail investment sector and customer acquisition.
The service overview for Fidelity reveals a platform that caters to both novice and experienced investors with distinct tools for each user tier. Their "Navigator" feature helps beginners build a diversified, risk-appropriate portfolio with minimal investment knowledge, while advanced users can trade individual stocks, ETFs, investment trusts, and bonds directly. The platform's interface is professional and data-rich, offering real-time market data, research tools, and performance analytics. While the desktop experience may feel slightly more corporate compared to newer "fintech" apps like Freetrade or InvestEngine, Fidelity compensates with platform stability, institutional heritage, and comprehensive customer support via UK-based phone lines.
Fidelity's referral programme mechanics are managed by Mention-Me, a reputable third-party referral specialist used by major UK and European brands including Zipcar, Emma Mattress, and numerous financial institutions. This partnership ensures a high level of transparency, security, and reliability in reward delivery and tracking. Customer reputation for Fidelity in the UK is generally strong, with the provider regularly winning industry awards from respected bodies such as Boring Money and Moneywise. While some users note the 120-day reward wait time as lengthy, this is standard practice in the financial services industry to prevent "bonus hunting" behaviours and ensure account longevity and compliance with anti-money-laundering regulations.
Pros of Using Fidelity for UK Investing
- Access to over 4,000 investment options including funds, shares, ETFs, and investment trusts on a single platform.
- Highly reputable, FCA-regulated provider with a 50+ year institutional heritage and global scale.
- Excellent research tools, market insights, and educational content for all customer experience levels.
- Award-winning customer service with dedicated UK-based phone support and fast response times.
- Flexible account options including Stocks & Shares ISAs, SIPPs, GIAs, and Junior ISAs for family wealth planning.
- Competitive platform fees that cap at 0.35% and offer tiered discounts for larger portfolios.
- Free pension guidance and tax-efficient planning resources for UK customers.
Cons of Using Fidelity for UK Investing
- The £5,000 minimum deposit for the referral bonus is higher than some competitors, creating a barrier for smaller investors.
- The 120-day reward delivery timeline is relatively slow compared to instant-credit competitors.
- The platform interface can feel complex and data-heavy for absolute beginners lacking investment experience.
- Transaction fees for individual share trades can be higher than "commission-free" apps like Trading 212 or Freetrade.
- Transfers from other providers are explicitly excluded from the referral incentive, limiting the offer's appeal to switchers.
- No gamification features or mobile-first experience compared to newer fintech competitors.
Who Is Fidelity Best For?
Fidelity is ideal for the "serious" UK investor who values platform stability, regulatory security, and a comprehensive investment ecosystem over a slick, minimalist app-only experience. It is particularly well-suited for those looking to consolidate long-term retirement savings into a SIPP, maximise their annual ISA allowance within a proven and trusted ecosystem, or build a diversified portfolio across multiple asset classes. The £5,000 entry point for the referral bonus suggests their target demographic: established savers with meaningful capital to invest rather than micro-investors building positions over time.
From an editorial perspective, UseMyCode believes the Fidelity offer represents genuine value as of 15 June 2026 if you were already planning to invest at least £5,000. The £100 bonus is one of the highest guaranteed rewards in the current UK market for this deposit level and account type. While the 12-month retention requirement is strict, it aligns with sensible long-term investing principles and prevents short-term "bonus hunting" that would be detrimental to your wealth-building goals. The combination of the referral bonus, competitive fees, and institutional-grade stability makes Fidelity an excellent choice for UK investors serious about building long-term wealth.
Using Fidelity in the UK: Coverage, Rights, and What to Know
The Fidelity referral offer is exclusively available to residents of the United Kingdom who are aged 18 or over and meet the platform's standard "Know Your Customer" (KYC) and anti-money-laundering requirements, ensuring compliance with UK financial promotion rules and FCA regulations. This geographic limitation ensures the offer complies with the specific tax regulations governing ISAs and SIPPs under UK law. Users should be aware that the offer is tied specifically to the Fidelity International UK platform and does not apply to Fidelity accounts held in the United States, Europe, or other jurisdictions outside the UK.
In terms of pricing and VAT, investment platform fees in the UK are generally exempt from VAT as financial services, but they are deducted directly from your account balance on a quarterly or annual basis. Fidelity typically charges a platform fee of 0.35% per annum for balances up to £250,000 (if you have at least one regular saving plan or a minimum balance of £25,000), which is highly competitive within the UK market and significantly lower than many traditional advisers. When using the referral link, you are not charged any additional "access fee," premium, or hidden costs; the £100 bonus is a net gain provided by Fidelity's customer acquisition marketing budget.
Your consumer rights are protected under the Consumer Rights Act 2015, which provides statutory protections for all UK consumers entering into distance selling contracts (such as online account opening). As a financial services customer, you have additional regulatory protections under FCA rules. Fidelity International is authorised and regulated by the Financial Conduct Authority (FCA registration number 183045), meaning you have direct recourse to the Financial Ombudsman Service (FOS) if you have a dispute that Fidelity cannot resolve satisfactorily. Furthermore, qualifying investments held through Fidelity are protected by the Financial Services Compensation Scheme (FSCS) up to the limit of £85,000 per person per bank, providing significant peace of mind when depositing capital into your account.
Regarding data privacy and GDPR compliance, when you use the Fidelity referral link via Mention-Me, specific personal data points (such as your email address, the date of account opening, and confirmation that you have successfully opened and funded an account) are shared between Mention-Me and Fidelity to facilitate reward processing and validation. This data sharing is covered under the "legitimate interest" basis (Fidelity's interest in operating its referral programme) and the "contractual necessity" basis (your agreement to the terms of the offer). UseMyCode does not receive your personal financial data, bank details, or investment holdings; we are only notified when a referral is successful for commission reconciliation purposes. All parties involved—Mention-Me, Fidelity, and UseMyCode—are required to handle your data according to UK Data Protection Act 2018 and GDPR requirements, with strict confidentiality obligations.
UseMyCode Commitment: If you encounter an expired, non-functioning, or incorrectly credited referral link, please report it immediately via our contact form or feedback mechanism. The UseMyCode team commits to investigating every report and updating the status of any reported Fidelity code within 48 hours, ensuring transparency and accuracy across our entire directory.
Fidelity vs Alternatives 2026: UK Investment Platform Comparison
The UK investment market is highly competitive, with several established platforms vying for the same customers who might use a Fidelity referral code, each offering distinct combinations of fees, product range, and promotional incentives. While Fidelity offers a balanced approach to fees and fund choice, competitors like Hargreaves Lansdown, AJ Bell, Vanguard, and newer fintech entrants each have distinct strengths and weaknesses that a UK consumer should carefully evaluate before committing their £5,000 deposit.
In the UK market, referral and sign-up competition often focuses on either high-value "cashback" incentives for large transfers or small "free shares" rewards for minimal deposits, with very few providers offering fixed cash-equivalent bonuses at accessible entry points. Fidelity's £100 Amazon Gift Card occupies a compelling middle ground—offering a higher fixed guaranteed value than the random "free shares" lotteries offered by apps like Trading 212 (typically valued at £2–£200 with significant variance), but with a more accessible entry point than the tiered cashback offers from Hargreaves Lansdown which often require £20,000 or more to achieve comparable returns. Fidelity's key differentiator is its combination of institutional-grade technical research depth, extensive fund selection, and reliable platform infrastructure compared to app-based competitors that prioritise simplicity over functionality.
| Provider Name |
Typical Sign-Up Offer |
Min. Investment for Offer |
UK Platform Fee (Annual) |
Account Types |
| Fidelity |
£100 Amazon Gift Card |
£5,000 |
0.35% (tiered) |
ISA, SIPP, GIA, Junior ISA |
| Hargreaves Lansdown |
Tiered Cashback (up to £150) |
£20,000+ |
0.45% (tiered) |
ISA, SIPP, GIA, Junior ISA |
| Vanguard UK |
None (Fee-focused) |
N/A |
0.15% |
ISA, SIPP, GIA (own funds only) |
| AJ Bell |
Occasional Vouchers |
Varies |
0.25% (tiered) |
ISA, SIPP, GIA, Junior ISA |
| Interactive Investor |
None (Flat fee option) |
N/A |
£11.99/month flat or 0.25% |
ISA, SIPP, GIA, Junior ISA |
When comparing these alternatives systematically, it is essential to look beyond the initial bonus and examine the total cost of ownership over time. For instance, while Vanguard has no referral bonus, its platform fee is significantly lower (0.15% annually), and for a £5,000 portfolio invested over 10 years, the fee savings on compound growth could potentially outweigh Fidelity's £100 sign-up bonus. However, Vanguard restricts its offering to its own suite of funds (approximately 150 options), whereas Fidelity provides access to over 4,000 third-party funds, giving you vastly greater investment flexibility. Interactive Investor offers a flat-fee option (£11.99 per month, or £143.88 per year), which becomes cost-effective for larger portfolios but may be expensive for smaller accounts. Hargreaves Lansdown requires a much higher deposit (£20,000+) to match Fidelity's bonus value, making it less accessible for newer investors. Before switching to any provider, you should always check the latest pricing, terms, and fund availability directly with each platform.
Critical questions every UK consumer should ask before choosing an investment platform include: Does this platform offer the specific funds, ETFs, or individual shares I want to buy? How does the total platform fee compare based on my expected portfolio size and investment timeline? Is the mobile app functionality sufficient for my preferred trading style (active trader vs. buy-and-hold investor)? Are there hidden charges for transfers, account closures, or switching to another provider? Does the sign-up bonus outweigh the fee difference over the first 24 months, accounting for projected investment growth?
In summary, Fidelity provides a compelling combination of a high-value guaranteed £100 sign-up incentive, institutional-grade investment infrastructure, comprehensive fund selection, and FCA-backed stability—making it an excellent choice for UK investors with a lump sum of £5,000 or more who prioritise platform reliability and long-term wealth building as of 2026. For those with larger portfolios (£50,000+) willing to sacrifice some product choice for lower fees, Vanguard or Interactive Investor may offer better value. For investors seeking maximum fund choice and professional research tools, Fidelity remains among the top recommendations.
Frequently Asked Questions: Fidelity Discount Offer UK 2026
What is the Fidelity referral offer and what does it give you?
The Fidelity referral offer is a promotional incentive provided through the Mention-Me platform that rewards new UK customers with a £100 Amazon Gift Card upon successfully opening and funding an eligible investment account. To claim this reward, you must use a verified referral link to register your interest and email address before opening a Stocks & Shares ISA, Self-Invested Personal Pension (SIPP), or General Investment Account (GIA) with Fidelity International. The offer effectively acts as a 2% bonus on the minimum qualifying deposit of £5,000, making it one of the guaranteed rewards available in the current UK investment market. It is a one-time, non-repeatable incentive designed to welcome new investors to the Fidelity ecosystem and encourage account opening and funding with meaningful capital. UseMyCode independently verifies this offer daily to ensure the £100 value, terms, and eligibility remain accurate for our readers.
Is the Fidelity offer on UseMyCode legitimate and safe to use?
Yes, the Fidelity referral offer hosted on UseMyCode is a fully legitimate promotional tool that utilizes the official Mention-Me referral system, which is a trusted third-party partner used by many of the UK's largest financial and retail brands to manage their "Refer-a-Friend" schemes securely. Mention-Me is FCA-regulated and operates under strict data protection and promotional standards. When you use our verified link, you are redirected through secure, encrypted portals directly to Fidelity's FCA-regulated website, with all connections protected by industry-standard HTTPS encryption and SSL certificates. UseMyCode does not have access to your bank details, investment data, or personal financial information; our role is strictly to provide a verified path to the official offer and verify that the promotion remains active and functional. We recommend always checking for the "https" padlock symbol in your browser's address bar during the application process to confirm you are on a secure connection.
How do I claim the £100 Fidelity bonus?
To claim the £100 Amazon Gift Card reward, you must follow a three-stage process: registration via Mention-Me, account opening with Fidelity, and account funding with a qualifying deposit. First, click the verified referral link on this page and enter your email address on the Mention-Me secure landing page to lock in your eligibility. Second, you will be redirected to the official Fidelity website where you must open a new account (either a Stocks & Shares ISA, SIPP, or GIA) using the same email address you registered with Mention-Me. Third, you must deposit a single lump sum of at least £5,000 into your new account within 12 months of opening it. Once these steps are complete and Fidelity validates your account and deposit, the £100 Amazon Gift Card will be emailed to you after a holding period of approximately 90 to 120 days, allowing time for compliance verification.
Who is eligible for the Fidelity referral offer?
Eligibility for the Fidelity £100 bonus is limited to residents of the United Kingdom aged 18 years or over who meet standard FCA customer identification and anti-money-laundering requirements. You are considered a "new customer" if you have not held an active Fidelity account within the past 12 months. The offer is only valid for those opening a Stocks & Shares ISA, a Self-Invested Personal Pension (SIPP), or a General Investment Account (GIA). Notably, Junior ISAs, Cash ISAs, and institutional or corporate accounts are typically excluded from this specific referral promotion. You must also ensure that your initial £5,000 funding comes from "new money" (a cash deposit from your bank account) rather than an "In Specie" transfer of shares or funds from another provider, as transfers are explicitly excluded.
When does the Fidelity £100 reward arrive after opening my account?
The Fidelity £100 Amazon Gift Card is not issued immediately upon your deposit; it follows a verification cycle to ensure all terms and conditions are met by both you and Fidelity. Typically, the reward is dispatched via email within 90 to 120 days after you have successfully deposited the £5,000 lump sum and the funds have cleared into your Fidelity account. This delay allows Fidelity to confirm that the deposit has fully cleared, that the account remains in good standing and active, and that no compliance or verification issues have been flagged. Both the referrer (the person who provided the link) and the new customer (you) will receive their respective rewards once this validation period is complete. If you have not received your gift card after 120 days, we recommend checking your email "Spam" or "Promotions" folder first, then contacting Mention-Me support directly with your registration email and account details.
What should I do if the referral link doesn't work or the reward doesn't appear?
If the Fidelity referral link does not appear to function or does not trigger the Mention-Me registration page, first ensure you are not using a VPN (Virtual Private Network) or highly restrictive privacy browser extensions that might block tracking scripts. Try clearing your browser's cookies and cache completely, then accessing the link again in a fresh private/incognito browser window. If you have completed all the steps correctly but the reward has not arrived after 120 days, verify that your initial deposit was a single lump sum of £5,000 (not multiple smaller deposits) and that it came from a new money source (not a transfer from another provider, which is ineligible). You should also confirm that you did not inadvertently open an excluded account type, such as a Cash ISA or Junior ISA. For unresolved issues, contact Fidelity's UK customer service team directly via their website or the Mention-Me help desk with your registration email, Mention-Me reference number, and Fidelity account details. Provide screenshots of the Mention-Me confirmation page if available to expedite resolution.
Can I use the Fidelity referral bonus alongside other offers or promotions?
You should confirm stacking rules directly with Fidelity at the time of sign-up, as promotional mechanics and compatibility rules can vary by account type, geographic region, and campaign season. Generally, the Mention-Me referral bonus is positioned as a standalone promotion and may not be compatible with other cashback sites, exclusive new-customer transfer offers, or third-party affiliate bonuses. However, the £100 gift card does not interfere with the standard government-backed tax benefits provided by the UK government for ISA and SIPP accounts—you will receive both the full referral bonus and the tax-free growth environment within your account. To maximise your overall value from Fidelity, consider funding your account to the full £20,000 annual ISA limit, using the £100 gift card for essential purchases to offset your investment capital, choosing low-cost index funds to minimise platform fees, and maintaining your account for the full 12-month holding period to avoid any clawback clauses.
How UseMyCode Verifies Referral Links and Discount Codes: Our Editorial Methodology
UseMyCode is a UK-based referral code and discount link publisher that independently tests every referral link and discount code before publication and reviews each listing daily to ensure accuracy, currency, and consumer protection. Our mission is to provide a transparent, reliable resource for UK savers and shoppers, helping them navigate the complex world of financial incentives and promotional offers without the risk of using expired, non-functional, or misleading "clickbait" links. We understand that in the financial services sector, accuracy and trust are not merely conveniences—they are absolute requirements for consumer confidence and regulatory compliance.
Our verification process involves four distinct and rigorous steps executed before any code or link is published on UseMyCode. First, we conduct discovery research to identify official brand partnerships and referral programmes directly from authoritative sources (brand websites, official partners like Mention-Me, and FCA-registered platforms). Second, we perform active testing of the entire referral path to ensure the link loads, the tracking system functions correctly, and users are directed to legitimate, encrypted promotional pages. Third, we conduct detailed accuracy checks comparing every claim on the page against the brand's latest published terms and conditions, pricing, and eligibility requirements. Fourth, we implement continuous expiry monitoring, reviewing every active listing at least monthly to catch changes in offer terms, deactivations, or bonus amount reductions. For the Fidelity referral offer specifically, we verify that the Mention-Me landing page is active and functioning, that the £100 value reflects the current market offer, and that eligibility criteria and minimum deposit requirements remain unchanged.
The "Verified" badge displayed on UseMyCode pages means that our team has manually clicked the referral link, followed the complete redemption journey, and confirmed that it leads to the advertised offer exactly as described as of the date shown on the page. This Fidelity listing is reviewed on a monthly basis at minimum and was last fully audited on 15 June 2026, ensuring you have the most current information available. We also maintain complete commercial transparency: like most discount and referral publishers in the UK, we may receive a small referral commission if you successfully open an account or complete a purchase using our link. This commission is paid entirely by the brand (Fidelity) and comes at no extra cost or premium to you—you receive the same £100 bonus regardless of whether you use our link or access Fidelity directly. These referral commissions help fund our extensive research, testing, and editorial operations.
We deeply value reader feedback as a vital part of our accuracy and quality loop. If you discover that the Fidelity offer has changed, that the referral link is broken or non-functional, or if you experience genuine difficulty with the reward crediting correctly to your account, please use the feedback form on our contact page or email us directly. The UseMyCode team will prioritise your report, investigate it thoroughly, and, if necessary, update the listing or reach out to Fidelity and Mention-Me directly for clarification. Your input directly helps us maintain our reputation as the most trustworthy and transparent referral resource in the UK. We aim to respond to every report within 48 hours and resolve legitimate issues within five business days. Read UseMyCode's full editorial policy and standards here for complete details on our verification methodology, conflict-of-interest disclosures, and consumer protection commitments.
