J.P. Morgan Personal Investing Referral Discount Code (2026): Get 6 Months Fee-Free

Looking to start investing with a trusted global financial institution?
With the J.P. Morgan Personal Investing referral offer, new customers can invest with no management fees for the first 6 months.

This page explains how the referral works, who is eligible, and how to claim the offer step by step—updated for 2026.

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J.P. Morgan Personal Investing Referral – Quick Summary (2026)

• Referral reward: 6 months with no management fees
• Standard fee after offer: 0.35% annually
• Eligibility: New J.P. Morgan Personal Investing customers only
• Minimum investment: £500
• Available accounts: Stocks & Shares ISA, General Investment Account (GIA)
• Promo code required: No – tracked automatically via referral link
• Regulation: FCA-regulated (UK)

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How to Claim the J.P. Morgan 6-Month Fee-Free Offer?

Follow these steps to activate the referral reward:

Step 1: Open an Account Using a Verified Referral Link

To qualify, you must start your application through a valid J.P. Morgan Personal Investing referral link.
There is no physical referral code—the promotion is applied via the tracked URL.

Step 2: Choose Your Investment Account

Select one of the available account types:

• Stocks & Shares ISA
• General Investment Account (GIA)

Step 3: Fund Your Account

Most referral offers require:

• A minimum initial investment of £500, or
• A qualifying monthly contribution

Step 4: Receive Automatic Fee Waiver

Once your account is approved and funded:

• The 0.35% annual management fee is waived for your first 6 months
• Underlying fund costs still apply
• The reward is applied automatically—no further action required

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Why Choose J.P. Morgan Personal Investing in 2026?

J.P. Morgan has fully transitioned its UK retail investment services under the J.P. Morgan Personal Investing brand, integrating Nutmeg into a broader, bank-backed ecosystem.

Global Investment Expertise

Your portfolio is designed and managed using strategies backed by J.P. Morgan Asset Management, a global leader overseeing trillions in assets.

Digital-First Investing Experience

The platform offers:

• Intuitive app-based investing
• Automated portfolio management
• Risk-aligned investment strategies

Integrated Wealth View

With the built-in Wealth Planner tool, investors can:

• Track investments in one place
• View net worth alongside eligible Chase UK accounts
• Plan long-term financial goals more effectively

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Key Benefits of the J.P. Morgan Referral Program

6 Months With No Management Fees

Save on the standard 0.35% platform fee for your first 6 months when you join through a referral.

Professionally Managed Portfolios

Choose from diversified portfolios tailored to your risk tolerance, time horizon, and financial goals.

FCA-Regulated & Bank-Backed

Your investments are managed by a Financial Conduct Authority (FCA)-regulated provider, backed by one of the world’s largest financial institutions.

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Who Is This J.P. Morgan Offer Best For?

This referral offer is ideal for:

• First-time investors seeking professional management
• ISA investors looking for a trusted, long-term provider
• Chase UK customers wanting consolidated wealth tracking
• Former Nutmeg users transitioning to J.P. Morgan Personal Investing

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Frequently Asked Questions (2026)

Can existing Chase UK customers use this referral?

Yes. If you already have a Chase UK current account but have never opened a J.P. Morgan Personal Investing or Nutmeg investment account, you are considered a new investment customer and are eligible.

Is there a minimum investment to keep the 6-month reward?

Generally, you must maintain a minimum balance of £500. Falling below this threshold may result in the promotional fee waiver being withdrawn.

What happens after the 6-month fee-free period ends?

After the promotional period:

• The standard 0.35% annual management fee applies
• No action is required unless you wish to change or close your account

Is J.P. Morgan Personal Investing safe?

Yes. J.P. Morgan Personal Investing is FCA-regulated, and client assets are held separately in accordance with UK financial regulations.

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Ready to Start Investing Fee-Free?

Open your J.P. Morgan Personal Investing account today and pay no management fees for the first 6 months.